Privacy Principles

Privacy Vision

Abacus Life Services, LLC, Longevity Market Assets, LLC and ABL Technologies, LLC (“Abacus,” “our,” “us” or “we”) is committed to the responsible use of information and protection of individual privacy rights. We aspire to protect individuals’ privacy through the design of our products and services, by credentialing, monitoring, and auditing our customers as appropriate, and through other information security safeguards.

Privacy Principles

Abacus’s Privacy Principles (the “Principles”) apply to the personally identifiable information, including sensitive personally identifiable information, collected, maintained, used or disseminated in connection with products and services offered by Abacus.

Abacus applies the Principles to our products and services where appropriate. In addition, other uses or disclosures may occur as required by applicable law, such as the Fair Credit Reporting Act and its state analogues (“FCRA”), the Driver’s Privacy Protection Act and its state analogues (“DPPA”), and the Gramm-Leach-Bliley Act (“GLBA”). The Principles may not apply (i) where the law requires or upon request of law enforcement, or (ii) where necessary, to prevent fraud or to protect our company systems. From time to time, we may revise the Principles by posting changes on Abacus’s websites.


Data security is a company imperative. Abacus strives to protect the personally identifiable information that we collect, maintain or disseminate, including by using appropriate administrative, physical, and technical safeguards.


Abacus strives to provide additional safeguards for sensitive personally identifiable information, such as government identifiers. Abacus strives to limit the availability and access to government identifiers. Abacus strives to protect the confidentiality of government identifiers by limiting access to government identifiers to certain legitimate and authorized users, such as: state, local and federal government entities; financial institutions; insurers; employers; and other user types to which Abacus may decide to provide such access. A limited number of public records may contain government identifiers that are already available to the public and, if such public records are accessed through Abacus’s products and services, our products and services may provide access to such government identifiers. Abacus prohibits the unlawful disclosure of government identifiers.


Abacus strives to accurately report information in our products and services. Abacus also strives to accurately report information that we receive from our data sources. Abacus recognizes that reporting errors may occur and will offer an individual the opportunity, where appropriate and practicable, to dispute and correct the individual’s information that we report, as discussed further in Principle 7 on Access and Correction.


Abacus strives to inform our employees and client users about:

  • Appropriate use of Abacus products and services;
  • Privacy and security issues associated with Abacus products and services; and
  • The responsible use of personally identifiable information, including sensitive personally identifiable information.


Abacus strives to acquire personally identifiable information from established, reputable sources in the government and private sectors. Abacus may also acquire personally identifiable information from public sources. In support of this Principle, Abacus takes reasonable steps to assess the reputation and reliability of our data sources before incorporating personally identifiable information from the source into Abacus products and services. Abacus also strives to obtain assurances from our data suppliers that they have the legal right to license, share or sell the data to Abacus.


Abacus publicly posts the Principles on our websites.

For additional information about these Principles, contact Abacus:


As appropriate and practicable, Abacus strives to:

  1. Provide individuals with a central point of contact regarding their questions about Abacus and our commitment to the responsible use of personally identifiable information;
  2. Inform individuals about the nature of public records, nonpublic information, and publicly available information that Abacus makes available in our products and services;
  3. Provide opportunities for individuals to dispute and correct information by assisting them in identifying the potential information sources at which corrections should be made;
  4. Direct individuals to the government and private entities that collect and maintain public records and publicly available information to correct any claimed inaccuracies found in that data; and
  5. Direct individuals to consumer reporting agencies where such agency is the source of the information about the individual and where the individual seeks to correct claimed inaccuracies found in that data.


Abacus supports accountability of information industry standards and practices, responsible and effective federal regulation of the data industry, and legislation governing the practices of all data providers. Abacus also supports industry oversight and active engagement with the privacy community. Abacus believes that strong privacy and information security protections are vital for an effective and trusted data industry.


Abacus strives to protect the privacy of personally identifiable information obtained over the Internet and strives to apply the Principles and evolving standards to the online environment.


Abacus strives to prevent the acquisition of information from our products and services for improper purposes, such as identity theft. Abacus believes in the importance of notifying individuals who may have had their sensitive personally identifiable information acquired by an unauthorized individual, as appropriate.


Abacus will obtain assessments from an independent auditor, who uses procedures and standards generally accepted in the profession to assess Abacus’s controls relevant to security, availability, and confidentiality, as appropriate.

Last Revision: 1/1/2024